Social Security Disability Insurance (SSDI) recipients can expect upcoming payments as early as September 11, 2024. If you qualify but missed the September 3 payment, don’t worry—there are three additional paydays scheduled for the rest of the month.
Let’s break down who is eligible for these payments, the amount you can expect, and how to ensure you receive your benefits on time.
September SSDI Payment Dates
The Social Security Administration (SSA) distributes SSDI payments based on your birthdate, and September 2024 is no exception. Here’s the payout schedule:
- September 11, 2024: Recipients born between the 1st and 10th of any month.
- September 18, 2024: Recipients born between the 11th and 20th.
- September 25, 2024: Recipients born between the 21st and 31st.
These payments will be automatically deposited into the bank accounts of eligible SSDI recipients on the specified dates. Note that these dates apply only to those receiving SSDI, not Supplemental Security Income (SSI). Additionally, individuals who have been receiving benefits since before May 1997 are on a different schedule and are not included in this distribution timeline.
How Much Can SSDI Recipients Expect?
The maximum SSDI benefit for 2024 is $3,822 per month. However, the actual amount you receive depends on your work history and earnings before becoming disabled.
SSDI benefits are calculated based on your highest 35 years of earnings, so individuals with longer or higher-paying work histories may receive higher payments.
For most SSDI recipients, the average payment is $1,538. Some people may receive less due to limited work history or shorter time in the workforce, as their disability may have prevented them from working longer.
Maximum SSDI Payment Breakdown
| Criteria | Amount |
|---|---|
| Maximum SSDI payment | $3,822 |
| Average SSDI payment | $1,538 |
| SSI payment for individuals | $943 |
| SSI payment for married couples | $1,415 |
If you qualify for both SSDI and Supplemental Security Income (SSI), you may receive additional funds. SSI is a need-based program that provides support for individuals who have limited income and resources.
Eligible individuals can receive up to $943 per month, while married couples can receive up to $1,415. If your SSDI payment is relatively low due to limited work history, applying for SSI may help bridge the gap.
How to Know if You’re Eligible for September SSDI Payments
To receive your SSDI payment on the September dates mentioned, you must meet specific criteria:
- SSDI recipients born between the 1st and 31st of any month will receive their payment according to their birthdate.
- New recipients must have been approved for SSDI and meet the work credit and disability requirements.
- You cannot be receiving SSI if you are scheduled for these SSDI payments, as SSI follows a separate payment schedule.
- Recipients since before May 1997 follow a different payment timeline and are not included in the September 11, 18, or 25 distributions.
What to Do if Your SSDI Payment Is Low
If your SSDI payment is lower than expected, it could be due to your work history. SSDI payments are based on your lifetime earnings, so shorter work periods may result in lower benefits.
However, if your payment is too low to cover your needs, there may be options available to supplement your income.
Apply for Supplemental Security Income (SSI)
SSI is available to disabled individuals with limited income and resources. Unlike SSDI, which is based on your work history, SSI is need-based and available to those with disabilities, regardless of their work experience.
If you meet the income and resource requirements, you may qualify to receive both SSDI and SSI payments.
How to Apply for SSI
If you think you qualify for SSI in addition to your SSDI, follow these steps:
- Check your eligibility: Visit the SSA website or contact the SSA to determine if you meet the income and asset limits for SSI.
- Submit an application: You can apply for SSI online or in person at your local Social Security office. Be prepared to provide detailed information about your income, resources, and living situation.
- Provide supporting documentation: You’ll need to submit medical records, proof of income, and information about your living situation to complete your application.
- Monitor your application status: After applying, keep track of your application through the SSA’s online portal or by contacting your local office.
By applying for SSI, you may receive additional financial support on top of your SSDI benefits, helping to ease the financial burden of living with a disability.
If you’re an SSDI recipient expecting a payment in September, mark your calendar for the 11th, 18th, or 25th, depending on your birthdate.
With payments of up to $3,822 on the way, you can plan your finances accordingly. If your payment is lower than expected, consider applying for SSI to supplement your income.
Stay on top of your benefits by checking your SSA account regularly, and don’t hesitate to contact the SSA if you have any questions about your payment schedule or eligibility.
FAQs
When is the next SSDI payment?
The next SSDI payment is on September 11, 2024, for recipients born between the 1st and 10th of any month.
How much can I receive in SSDI benefits?
The maximum SSDI payment is $3,822, but most recipients receive an average of $1,538.
Can I get both SSDI and SSI benefits?
Yes, if you meet the income and resource requirements for SSI, you can receive both SSDI and SSI.
How do I apply for SSI?
You can apply for SSI through the SSA website or at your local Social Security office.
What determines how much SSDI I receive?
SSDI payments are based on your work history and earnings before becoming disabled.
