If you’re receiving Social Security Disability Insurance (SSDI), you can expect your next payment soon. SSDI benefits for September 2024 will arrive mid- to late-month, depending on your birth date. Here’s what you need to know to plan your finances and ensure you’re getting your payment on time.
Payments
The Social Security Administration (SSA) is responsible for issuing SSDI payments to those who have been approved for disability benefits. These payments help individuals who have worked and contributed to Social Security but can no longer work due to a disability.
In September 2024, the next SSDI payments will be made on September 18 and September 25. The key factor in determining your payment date is your birth date.
Requirement
To receive your SSDI payment on September 18, 2024, your birth date must fall between the 11th and the 20th of any month. If this applies to you, you should expect your payment on that date.
If you were born between the 21st and the 31st of the month, your SSDI payment will be sent out on September 25, 2024. This will be the final SSDI payment for September.
For those born between the 1st and the 10th of the month, your SSDI payment would have already been issued on September 11, 2024. If you missed that payment or are unsure of your status, it’s always a good idea to check with the SSA.
Amount
The average SSDI payment as of August 2024 is $1,539 per month. However, the amount you receive can vary based on your work history and the amount of time you’ve paid into Social Security. While some beneficiaries could receive as much as $3,822 per month, this higher payment is less common due to the reduced work history many people with disabilities have.
| SSDI Payment Date | Birth Date Requirement |
|---|---|
| September 18, 2024 | Born 11th – 20th of any month |
| September 25, 2024 | Born 21st – 31st of any month |
Payment Schedule
For the remainder of 2024, here’s when SSDI payments will be issued:
- September 18, 25
- October 3, 9, 16, 23
- November 1, 13, 20, 27
- December 3, 11, 18, 24
The first payment of each month, typically issued on the 3rd, is reserved for SSDI recipients who have been receiving benefits since before May 1997. If you qualify for both SSDI and Supplemental Security Income (SSI), you may also receive your payment on the 3rd.
Wednesday payments are determined based on your birth date:
- 1st – 10th: Second Wednesday of the month
- 11th – 20th: Third Wednesday of the month
- 21st – 31st: Fourth Wednesday of the month
Eligibility Criteria
If you’re wondering whether you or someone you know qualifies for SSDI, here are the key requirements:
- Disability: You must have a condition that is expected to last at least one year or result in death. The disability must severely limit your ability to perform basic work activities.
- Inability to Work: You cannot engage in substantial gainful activity (SGA) due to your condition. In 2024, SGA means earning more than $1,550 per month, or $2,590 per month if you are blind.
- Work Credits: You must have earned enough work credits through your employment history. Generally, this means you’ve worked for at least 5 of the last 10 years before becoming disabled, but younger workers may qualify with fewer credits.
You Miss Your Payment
If you think you qualify for SSDI but haven’t received your payment, it’s essential to check your claim status with the SSA. You can contact the SSA at 1-800-772-1213 or visit a local office. Make sure to have your Social Security number and claim details handy.
For those who are newly approved for SSDI, payments typically begin after a waiting period. Under the law, SSDI payments cannot begin until 5 full months after you have been declared disabled. Your first payment should start in the 6th month of your disability.
If you’ve been denied SSDI benefits and are appealing, you can file your appeal online at ssa.gov/disability/appeal or request an appeal form (SSA-561) by calling the SSA. You must file the appeal within 60 days of your denial notice.
If you’re waiting for a decision on your SSDI claim or an appeal, you may be eligible for Supplemental Security Income (SSI) in the meantime, depending on your income and resources. Check with the SSA to see if you qualify.
SSDI Payments
To ensure your SSDI payments arrive on time, make sure the SSA has your current contact and banking information. If you’ve recently moved or changed your bank account, update your details as soon as possible through your my Social Security account online or by contacting the SSA directly.
The next few months will bring several key payment dates, and knowing when you’re scheduled to receive your SSDI can help you plan your finances and avoid any potential disruptions.
FAQs
When will I get my SSDI payment in September 2024?
If your birth date falls between the 11th and 20th, you’ll receive your payment on September 18, 2024. If your birthday is between the 21st and 31st, expect your payment on September 25.
How much is the average SSDI payment in 2024?
The average SSDI payment is $1,539 as of August 2024.
What are the work credit requirements for SSDI?
Generally, you need to have worked at least 5 of the last 10 years, but younger workers may qualify with fewer credits.
Can I receive SSI and SSDI at the same time?
Yes, some individuals qualify for both SSI and SSDI, especially if their income and resources are limited.
How can I update my direct deposit information with the SSA?
You can update your direct deposit information through your my Social Security account online or by contacting the SSA.
