Disability Benefits Update – Eligibility for Receiving a New SSDI Check This Wednesday

By Noah Davis

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Joe Biden

The Social Security Administration (SSA) has confirmed that beneficiaries of the Social Security Disability Insurance (SSDI) program will receive their next round of payments on Wednesday, September 11th. This payment is part of the scheduled monthly benefit distribution for individuals who rely on SSDI to cover living expenses.

To qualify for SSDI, recipients must have a documented disability that prevents them from engaging in substantial gainful activity (SGA) and have paid into Social Security through their employment. Let’s break down the payment schedule for September and explain how much beneficiaries can expect to receive.

Payment Schedule

Addressing the Social Security payment schedule is critical for those relying on SSDI benefits to meet their financial needs. The SSA pays out more than 71 million total payments each month, including over 5 million SSDI payments, ensuring that disabled individuals receive financial support on time.

The SSA operates on a structured payment schedule that distributes benefits in five rounds each month:

Beneficiary GroupPayment Date
SSI BeneficiariesSeptember 1st
RSDI (Before May 1997)September 3rd
SSDI Born 1st–10thSeptember 11th
SSDI Born 11th–20thSeptember 18th
SSDI Born 21st–31stSeptember 25th

For SSDI beneficiaries, payments are made based on the date of birth. Recipients born between the 1st and 10th of the month will receive their checks on the second Wednesday, September 11th. Those born between the 11th and 20th will receive theirs on the third Wednesday, and those born between the 21st and 31st will receive their payments on the fourth Wednesday of the month.

If your check does not arrive on the estimated date, it’s advised to wait at least three mailing days before contacting SSA customer service for assistance.

SSDI Beneficiaries

The amount SSDI beneficiaries receive depends on their employment history and Social Security contributions made prior to becoming disabled. The SSA calculates monthly payments based on an individual’s income before the disability, ensuring that the amount reflects their work record.

  • The average monthly payment for SSDI recipients is $1,537.
  • Those who contributed the maximum taxable earnings before becoming disabled can receive up to $3,822 per month.
  • Recipients who meet the SSA’s blindness requirements receive up to $2,590 monthly.

Additionally, beneficiaries can look forward to an increase in their payments due to the annual Cost of Living Adjustment (COLA), which will be announced in October. The COLA helps beneficiaries keep pace with inflation, ensuring their payments maintain their purchasing power.

2025 COLA Increase

Although the official COLA percentage for 2025 will not be announced until October, projections from the Senior Citizens League (TSCL) suggest an increase between 2.63% and 3.2%. This adjustment will be applied to payments starting in January 2025.

Here’s a projection of how the COLA could impact monthly SSDI payments:

Beneficiary GroupCurrent Monthly Payment2.63% COLA Increase3.2% COLA Increase
Average SSDI Payment$1,537$1,577$1,586
Blind SSDI Recipients$2,590$2,658$2,673
Maximum SSDI Payment$3,822$3,923$3,944

This COLA increase is designed to help SSDI beneficiaries maintain their financial stability despite rising costs, offering much-needed relief for those who rely on these payments as their primary source of income.

SSDI Payments

SSDI benefits are a lifeline for millions of Americans who are unable to work due to disabilities. For many recipients, these payments are critical for covering basic living expenses, medical costs, and more. Without this financial assistance, many disabled individuals would struggle to maintain their standard of living.

The SSA’s annual COLA increase also plays a vital role in helping beneficiaries keep up with inflation, ensuring that their payments don’t lose value over time. With inflation continuing to affect the cost of essentials, the projected COLA increase will offer much-needed financial relief for SSDI recipients in 2025.

SSDI beneficiaries can expect to receive their next payments on September 11th, 18th, or 25th, depending on their date of birth. If you don’t receive your payment on the expected date, remember to wait at least three mailing days before reaching out to SSA customer service for help.

The SSA’s structured payment schedule ensures that beneficiaries receive their checks on time each month. Additionally, the upcoming COLA adjustment, expected in October, will help ensure SSDI recipients’ payments keep pace with inflation in the coming year.

FAQs

When will I receive my September SSDI payment?

Payments will be made on September 11th, 18th, or 25th based on your birthdate.

What should I do if my SSDI check is late?

Wait three mailing days before contacting SSA customer service.

How much is the average SSDI payment?

The average SSDI payment is $1,537 per month.

How does the COLA affect my SSDI payments?

The COLA increases your payment to adjust for inflation, with changes starting in January 2025.

When will the 2025 COLA percentage be announced?

The official COLA percentage will be announced in October 2024.


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