Receiving Social Security payments is a critical event for millions of Americans who rely on these benefits to manage their monthly budget. Whether you’re retired, disabled, or a survivor receiving benefits, knowing when to expect your payment is essential.
This November, there’s a significant schedule change for Supplemental Security Income (SSI) recipients, with some beneficiaries receiving a double payment. Here’s what you need to know about these changes and how they could affect you.
Schedule Change
The Social Security Administration (SSA) typically delivers benefits on a set monthly schedule. However, when payment dates fall on weekends or holidays, the SSA may adjust the schedule. This is precisely the case for December’s SSI payments.
Since December 1 falls on a Sunday, the SSA will issue payments on the preceding business day, which is Friday, November 29. This means that SSI beneficiaries will receive two payments in November: one on November 1 and the second on November 29.
The upcoming payment schedule looks like this:
| Social Security Schedule | SSI Payments Date | Advanced Payment |
|---|---|---|
| August | August 1 | August 30 (for September 1) |
| September | – | – |
| October | October 1 | – |
| November | November 1 | November 29 (for December 1) |
| December | – | December 31 (for January 1) |
SSI Beneficiaries
If you’re part of the SSI program, November will be a month where you receive two payments instead of one. The average monthly SSI payment is $698, so the double payment will amount to $1,396 in November. Individual recipients could see up to $1,886, and couples may receive as much as $2,830.
Additionally, if you qualify as an essential person (EP)—a status given to those who provide necessary care to an SSI recipient—you may be eligible for an extra $472 payment, which would bring your total November benefit to $944.
To stay on top of your monthly benefits, it’s always a good idea to monitor your My Social Security account or reach out to SSA customer service with any specific questions.
Eligibility
To qualify for SSI, your income must be below certain limits. Here’s what you need to know:
- Income Limits: Applicants must earn less than $1,971 monthly from work, while couples and parents applying for children have slightly higher limits. Other income sources, such as unemployment or pensions, are also considered. Additionally, SSI applicants must have limited resources, such as vehicles or bank accounts. Individuals can have up to $2,000 in assets, while couples can have up to $3,000.
- Disability Requirements: If you are under the age of 65, you must have a disability that prevents you from working for at least a year or more, is terminal, or severely limits daily activities. Your income should also be under $1,550 during the month of your SSI application.
- Noncitizen Eligibility: Noncitizens can still qualify for SSI benefits under specific conditions. You must be in a qualified alien category and meet additional eligibility criteria. The Department of Homeland Security (DHS) considers you a “qualified alien” if you fall into one of the following categories:
- Lawfully Admitted for Permanent Residence (LAPR) in the U.S.
- Allowed conditional entry under certain provisions of the Immigration and Nationality Act (INA).
- Paroled into the U.S. for at least one year or have refugee/asylum status.
- Have a withholding of removal status under relevant sections of the INA.
- Qualify as a “Cuban or Haitian entrant” as defined by U.S. law.
Noncitizens meeting these criteria should consult the SSA to confirm their eligibility for SSI payments.
Change
It’s important for SSI recipients to understand this shift in the payment schedule, as double payments in November may lead to confusion. While it may seem like a bonus, it’s essential to budget properly, as you’ll be receiving your December benefit a few days early. Failing to account for this early payment could result in shortfalls later in the month, especially during the holiday season.
Also, remember that while this change affects SSI recipients, it does not apply to all Social Security beneficiaries. If you are only receiving retirement or disability benefits, your payments will follow the regular schedule.
Plan Ahead
Whenever there are changes to the Social Security payment schedule, it’s important to stay informed. By knowing what to expect and when, you can better manage your finances and avoid any disruptions in your budget. Be sure to check your My Social Security account or contact SSA directly if you have questions about your upcoming payments.
FAQs
Why is there a double payment for SSI in November?
The SSA is paying December benefits early due to December 1st falling on a Sunday.
How much is the average SSI payment?
The average monthly SSI payment is $698.
What are the income limits for SSI eligibility?
To qualify for SSI, your monthly income must be less than $1,971.
Can noncitizens qualify for SSI?
Yes, noncitizens can qualify if they meet specific legal residency requirements.
What should I do if I have questions about my Social Security payments?
Check your My Social Security account or contact SSA customer service for assistance.
